SmarterFI.ai

Eliminating Frontier Model Risk: SmarterFI Technical Architecture Brief

SFI-2026-044 · October 2026 ยท Version 1.1 · James (Jamie) Donahue

How the SmarterFI AIOS keeps generative AI inside a governed, isolated and examinable control path for community banks and credit unions. Identifiers are masked before any model call, no number comes from a language model, a person decides every consequential action, and an append-only audit log is examiner-ready.

Cite / DOI: https://doi.org/10.5281/zenodo.23884799 · Also archived on Zenodo

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