SmarterFI Papers
Whitepapers and technical briefs from SmarterFI.ai.
Why LLMs Are Not Enough for Community Banks: The case for a private large quantitative model
How SmarterFI pairs language models with a private LQM back end, so the numbers a community bank relies on are repeatable, traceable and examinable. The language model does the talking; the quantitative model produces the figures, with every figure traced back to its source records.
Download PDFEliminating Frontier Model Risk: SmarterFI Technical Architecture Brief
How the SmarterFI AIOS keeps generative AI inside a governed, isolated and examinable control path for community banks and credit unions. Identifiers are masked before any model call, no number comes from a language model, a person decides every consequential action, and an append-only audit log is examiner-ready.
Download PDF