SmarterFI.ai

Why LLMs Are Not Enough for Community Banks: The case for a private large quantitative model

SFI-2026-073 · November 2026 ยท Version 1.1 · James (Jamie) Donahue

How SmarterFI pairs language models with a private LQM back end, so the numbers a community bank relies on are repeatable, traceable and examinable. The language model does the talking; the quantitative model produces the figures, with every figure traced back to its source records.

Cite / DOI: https://doi.org/10.5281/zenodo.23884876 · Also archived on Zenodo

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